September 30, 2025

NEW INFORMATION

ADVOCUS AGENTS: All Locations

EFFECTIVE DATE: March 1, 2026

FinCEN Postpones Residential Real Estate Reporting Until March 2026

To reduce business burden and ensure effective regulation, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) announced today it will postpone reporting requirements of the Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule (RRE Rule) until March 1, 2026.

FinCEN is taking this step to provide industry with more time to comply—consistent with the Administration’s agenda to reduce compliance burden—while still adequately protecting the U.S. financial system from money laundering, terrorist financing, and other serious illicit finance threats.

To implement this extension, FinCEN issued a temporary order granting exemptive relief from the reporting requirements. In the interim, any Real Estate Geographic Targeting Orders remain in effect. Read FinCEN's notice for more information.

How Advocus Will Help

As always, you can count on us to help. Our FinCEN webpage contains the following resources: 

• Overview: FinCEN Final Residential Real Estate Rule.
• FinCEN RRE Rule Fact Sheet, ALTA's Buyer and Seller Collection Forms. 
• Access to free webinars (when available) for anyone who may need to report. 
• Archive of FinCEN notices to Advocus agents.
• Ongoing information as it becomes available. 

Questions? Contact us or reply to this email. We welcome your questions and value your feedback. As always, we appreciate your business and ongoing support.