Please note that not all available endorsements are listed in the “Edit Services” screen with the check boxes in ATG REsource®. "Edit Services" displays only the most commonly issued and charged-...
Claims
Unlike condominium assessments, homeowner’s association assessments are not valid against a purchaser or secured party unless a notice of the lien has been recorded. Title commitments...
It is common for county recorders to reject a deed because it does not contain all the necessary information. In addition, there is information on the deed that will be helpful for those...
ATG does not issue a Closing Protection Letter (CPL) when the closing is not being conducted by ATG or an ATG issuing agent. To make sure that ATG’s records reflect that no CPL fees will be...
Collect the correct amount for recording charges for every document in every transaction—no party should ever be overcharged. In the event that too much is collected for recording charges, the...
Many attorneys now find themselves representing buyers in REO transactions. (An REO transaction is the sale of real estate owned by a lender following a foreclosure.) Typical REO contracts provide...
Many Hold Harmless Departments at other title companies now have a minimum turnaround time of one and one half weeks to issue a Hold Harmless Letter—and it sometimes takes substantially longer....
ATG frequently receives claims for unpaid utility bills. The majority of these claims are for unpaid water bills. These claims are especially prevalent in short sale transactions and transactions...
It is not always appropriate to waive Special Exceptions 2 (a) and (b) on the commitment for title insurance. This article addresses not waiving 2 (a) and (b) when there has been work...
There is a lot of misconception as to what a title insurer’s liability is to an insured. A title insurer’s liability is limited to the ALTA policy. When an attorney submits a claim, the policy...
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