Underwriting News

Your source for the latest updates from the ATG Underwriting Department. ATG agents, sign-in above for access to a vast library of resources in the members-only Underwriting Index.


New Wisconsin Search Standards

02/04/2014 - 9:39am
ATG has posted a new Search Standards chapter in Title Forms and Procedures - Wisconsin. To be sure that the searches you rely on for ATG commitments and policies conform to our new guidelines, ...

New Closing Account Guidelines for Indiana

01/07/2014 - 9:53am
Attention Indiana ATG members: ATG has finalized guidelines for closing accounts. Found in the Title Forms and Procedures Manual, chapter 1, Agency Escrow Disbursement Accounts, contains a...

Title Tips: Using a Power of Attorney

01/02/2014 - 9:18am
Witness Requirement Illinois law has specific requirements for a Power of Attorney (POA) to be valid. A crucial element for a valid POA is the signature of a witness in addition to the notary. This...

Understanding the New Medicare Contribution Tax and its Limited Impact on the Sale of Real Estate

12/24/2013 - 12:00am
Many erroneous rumors are circulating about a the 3.8% Federal Sales Tax on the sale of real estate. This relatively new tax may subject a seller to an additional tax on some of their home sale gain...

New Era in Closings: CFPB Releases Final Rule for Integrated Mortgage Disclosures

11/21/2013 - 5:56pm
On November 20, 2013, the Consumer Financial Protection Bureau (CFPB) released its final rule to combine overlapping federal disclosure forms required by the Truth in Lending Act (TILA) and Real...

Title Tips: Prior Title Policies

11/21/2013 - 1:25pm
Whenever possible, a seller should provide a prior Owner’s Policy of title insurance. Ideally, the seller should provide the prior policy in time to include it with the search order, but even if it's...

New Virus/Malware Spreading

11/11/2013 - 6:17pm
The ATG Information Technology Department received the following information from the United States Computer Emergency Readiness Team (US-CERT) regarding a particularly nasty malware virus. The fake...

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