Underwriting News

Your source for the latest updates from the ATG Underwriting Department. ATG agents, sign-in above for access to a vast library of resources in the members-only Underwriting Index.

Confusing Title Charges and Credits on Closing Disclosure
11/12/2015 - 12:23pm
Tell Your Story to the CFPB One of the main issues we are encountering with TILA-RESPA Integrated Disclosure (TRID) implementation revolves around the confusing rule the Consumer Financial Protection...
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To PUD or not to PUD...
09/22/2015 - 10:09am
The Underwriting Department has received several inquiries from members regarding when it is appropriate to issue the Planned Unit Development endorsements (ALTA 5 and ALTA 5.1). The endorsements may...
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Wells Fargo September 2015 - Refresher on Closing Requirements, Timeline for a Smooth Closing, More FAQs
09/16/2015 - 10:51am
Please see the September 14, 2015, edition of Settlement Agent Communications from Wells Fargo. It covers the following timely topics: Refresher on Closing Requirements and Wells Fargo Decisions You...
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Changes in Transfer on Death Instruments
09/10/2015 - 10:25am
ATTN Illinois Member Agents: Updated TODI Underwriting Guidelines. Due to the January 1, 2015 change in the statute, our guidelines for Transfer on Death Instruments have been updated. The good news...
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Massac County Recorder Indexing Errors
08/25/2015 - 2:56pm
ATG has been advised that there is a problem with the indexing of documents in the Recorder of Deeds office of Maasac County, Illinois. Apparently, since some time in 2010, documents with quarter-...
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ALTA Statement on CFPB eClosing Forum
08/11/2015 - 12:14pm
ALTA Emphasizes Importance of Settlement Agents and Real Estate Attorneys in Home-Buying Process    Washington, D.C., August 5, 2015 — The American Land Title Association (ALTA), the national trade...
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The Closing Disclosure Form: A Reference
08/06/2015 - 12:00am
By, Steven Walker, ATG Law Clerk Introduction Federal law has required lenders provide two different disclosure forms at, or shortly before, a closing on a mortgage loan. Two different Federal...
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