Underwriting News

Your source for the latest updates from the ATG Underwriting Department. ATG agents, sign-in above for access to a vast library of resources in the members-only Underwriting Index.

ATG Name Change and Loan Modification and Date Down Endorsements

11/03/2023 - 12:28pm
Whenever an existing ATG loan or owner policy is to be updated either by means of a mortgage modification endorsement (either the ALTA 11 Mortgage Modification Endorsement (Advocus form 2105-21),...

FinCEN Renews and Expands Title Insurance Geographic Targeting Order through April 2024

10/30/2023 - 11:22am
Real Estate Transactions in Cook County, Illinois The Financial Crimes Enforcement Network (FinCEN) renewed and expanded its Geographic Targeting Orders (GTO) requiring title insurance companies to...

New Wisconsin Rates and Rules Filing - July 2023

07/17/2023 - 1:34pm
ATG filed new Rates and Rules for Wisconsin title insurance policies with the State of Wisconsin Office of Commissioner of Insurance (OCI) on July 11, 2023. The revised Rates and Rules were designed...

FinCEN Extends Title Insurance Geographic Targeting Order until October 2023

04/26/2023 - 7:18pm
Real Estate Transactions in Cook County, Illinois ATG Agents: The Financial Crimes Enforcement Network (FinCEN) has extended its previous Geographic Targeting Order (GTO) through October 21, 2023....

AS 1 v. Celtic Home Solutions

01/09/2023 - 9:49am
Subrogee entitled to priority up to the amount actually paid to the prior lienholder and not just the principal amount of the prior lien. AS1, LLC v. Celtic Home Solutions, LLC, et al., 2022 IL.App (...

A Return to the Classics: Fake-Check Scams and How they Can Affect Real Estate Transactions

10/27/2022 - 3:58pm
Over the last few years, there have been a lot of warnings related to wire fraud. Although wire fraud continues to be a growing threat in real estate transactions, it appears fraudsters are returning...

Qualified Mortgage Rule and Disbursement Requirements

09/26/2022 - 3:46pm
A Nuance of ATG Transactions When Guaranteed Rate® is the Lender See our notice on this topic for more information and a list of affiliated lenders: Qualified Mortgage Rule and Disbursement...