ATG® MAINTAINS STRONG FINANCIAL STABILITY RATING WITH DEMOTECH

ATG has again received the highest financial stability rating® available, A' (A Prime) "Unsurpassed." The company also received a 2004 Commercial Real Estate Recommendation of "Strongly Recommended." Both ratings are from Demotech, Inc., an independent financial analysis and actuarial services firm that rates public entity liability insurance pools nationwide.

Among the data Demotech uses to develop its ratings are total current assets, total current liabilities, working capital, total revenue, receivables, administrative expenses, total assets, total liabilities, surplus, net income, total expenses and leverage ratios. Demotech has six rating categories with only A" (Double Prime) "Unsurpassed" higher than the rating accorded to ATG.

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