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FinCEN Postpones Residential Real Estate Reporting Until March 2026

EFFECTIVE DATE: March 1, 2026

To reduce business burden and ensure effective regulation, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) announced it will postpone reporting requirements of the Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule (RRE Rule) until March 1, 2026.

FinCEN is taking this step to provide industry with more time to comply—consistent with the Administration’s agenda to reduce compliance burden—while still adequately protecting the U.S. financial system from money laundering, terrorist financing, and other serious illicit finance threats.

To implement this extension, FinCEN issued a temporary order granting exemptive relief from the reporting requirements. In the interim, any Real Estate Geographic Targeting Orders remain in effect. Read FinCEN's notice for more information.

We encourage Advocus agents to review the above FinCEN Rule as well as the other information in the Important Links section, below. We welcome your questions and feedback. Contact us.

Important Links

• FinCEN Postpones Residential Real Estate Reporting Until March, 1, 2026
• FinCEN's Final Residential Real Estate Rule
• Advocus's Overview: Final FinCEN Residential Real Estate Rule (Advocus Form 4272)
• FinCEN’s Residential Real Estate Fact Sheet
• ALTA’s Buyer Collection Form
• ALTA’s Seller Collection Form

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[Last update: 12-19-2025]